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No Money Down Mortgages

PROGRAM HIGHLIGHTS

• 3.5% Down Payment Assistance to Cover Down Payment

• Forgivable 2nd Mortgage (No payments due on 2nd)

• Forgivable After 36 Consecutive Payments on 1st Mortgage

• 620 MIN FICO

• Qualifying Income Less < 115% AMI

• DTI Restrictions Per AUS Guidelines

 • Homebuyer Education Req’d for FICO’s 620-639